Commercial Lending with Srdjan Gavrilovic
Commercial Lending with Srdjan Gavrilovic
First Citizens Bank
Srdjan Gavrilovic is a Senior Business Banker at First Citizens Bank in Atlanta. He finds creative ways to provide his clients more capital, better structured capital, and improve working capital management. He focuses on Healthcare, Real Estate and Equipment financing, Business Acquisition and partner buy-outs.
In this episode of Websuasion Conversation, we discuss creating client relationships, building wealth, and the advantage of owning a business space.
Introduction
Srdjan tells us about growing up in Belgrade Serbia before he moved to Atlanta in 1992
The Credit Path
Srdjan tells us about starting the management training program at Norwest Financial after he graduated with a degree in finance from Kennesaw State University.
An Early Interest in Finance
Srdjan talks to us about choosing his career path at an early age and the opportunity to study economics and business in high school.
Commercial Lending
Srdjan talks about making his first commercial mortgage in 2003 before making a move to focus on commercial lending in 2006.
A Family Controlled Bank
Srdjan tells us what it means to be a family controlled bank.
Professional Service Providers
Srdjan talks about expanding from lending to health care professionals to including other professional service providers.
Being Driven by the Vision
Srdjan talks about understanding his client's goals and vision for their business in order to structure their credit facilities properly.
Creating Client Relationships
Srdjan talks about building long term relationships with his client by giving honest answers.
Advantages of Owning a Business Space
Srdjan discusses helping his clients build wealth by investing in a building rather than leasing.
A Great Wealth Builder
Srdjan talks about the importance of planning and budgeting to account for maintenance and upkeep in a business space.
Financial Flexibility
Srdjan talks about financial flexibility being the key to managing your company's finances.
Adding Value
Srdjan talks about working with his clients to add value and establish relationships.
Building a Management Team
Srdjan discusses the importance of building a management team and structuring capital in order to meet business goals.
Working On the Business
Srdjan talks about ways to work on the business and the benefits of having strong financial statements.
App Developer Checklist
You've been busy building your business, not learning all the ins and outs of application development. There's no reason you should know what it takes to develop a quality, maintainable application and bring it to market. But, before you contract with any firm (including ours), you should understand what is considered the standard. So, we've developed a handy two-page checklist. It will arm you the questions you need to ask before you move forward.
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J. Ryan Williams is president and founder of The Websuasion Group LLC. He has over 20 years of application development experience. Ryan has experienced the challenges of changing technology and growing a business. Having benefited from mentors throughout his career, he now works to mentor others.